Tuesday, August 9th, 2016 at 11:34am. 184 Views, 0 Comments.
Studies show that about two-thirds of Americans derive fifty-percent of their income from Social Security. Looking towards your home as a source of income is becoming more and more popular. One effective way to add to your retirement income plan is to use a reverse mortgage. But, just what is a reverse mortgage? Let's take a look:
What is a reverse mortgage?
A reverse mortgage is a type of home loan that allows you to convert a portion of the equity in your home into cash. The equity that has built up over many years of making mortgage payments can be paid to you. However, unlike a traditional home equity loan or second mortage, borrowers of a Home Equity Conversion Mortgage (otherwise known as an HECM) do not have to repay the loan until…
Wednesday, January 20th, 2016 at 3:21pm. 303 Views, 0 Comments.
When buying or selling a home, design matters! A recent article published in the Wall Street Journal cites interviews with 26 interior designers from around the USA. Here is what a few of them have to say about where home furnishings have been and where they are heading now:
The 2016 Replace and Refresh Design ListReplace *Copper and Rose-gold metals
NY designer, Timothy Brown states, "You can pretty much date a hoe based on the metal finishes used." And, LA-based decorator, Lindsay Pennington says, "Copper is for pots and pans. Rose gold - for jewelry."*Clunky facets - that is to say, bulky, oversized furnishings with many sides and sharp edges
As architect, Mark Zeff points out, "Unless a faceted table is made of…
Wednesday, January 13th, 2016 at 1:32pm. 202 Views, 0 Comments.
Deciding to buy a home and now you need a loan? According to Jim Power of Sandstone Financial, here is what NOT to do when applying for a mortgage:
TOP 10 NO-NOs When Applying For a Mortgage:
1) Don't quit your job or become self-employed in the last 12 months
2) Don't buy a car or other big expenses
3) Don't spend the money in savings
4) Don't run up the credit cards
5) Don't transfer money around from separate accounts
6) Don't stop making payments on all loans and credit accounts
7) Don't make large deposits to savings if the source of funds are questionable
8) Don't re-run credit or apply for new credit
9) Don't procrastinate with paperwork requests from your loan officer
10) Don't lie
Monday, August 3rd, 2015 at 4:55pm. 522 Views, 0 Comments.
Luxury Condos Focus on Pets
It's not just residential real estate developers anymore, jumping on board the pet amenities trend are luxury condo developers.
Pet-loving residents may feel a little pet envy as high-end developments are including lavish perks for four-legged friends. Rooftop dog parks, doggy club rooms, swimming pools, scheduled play dates and more are popping up in high-rise condos in cities across the USA.
In Washington D.C., dogs can get their energy out running on a synthetic-turf dog run complete with stylish red fire hydrants, a water fountain, and dog-friendly couches to rest their weary paws. The City Market high-rise community also offers a pet grooming facility with two tubs and a drying station and dogs just may…
Monday, July 27th, 2015 at 2:33pm. 452 Views, 0 Comments.
5 Simple Landscaping Tips for Sellers
First impressions mean everything and that includes yards, walkways, and something as simple as a bush near the front entryway. Sellers, you want buyers to fall in love with your home at first sight and not be thinking, "hmmm, if the yard needs work, what else am I going to need to do?" before they even see the inside of your home!
Here are 5 Simple Landscaping Tips for Sellers to improve your home's curb appeal:
1) DEAD PLANTS HAVE TO GO
This includes dead, dried up leaves, flowers, plants...anything brown, crunchy and unattractive. Cut it, pick it up, throw it out and clean it out. If you see a few blank areas, fill them in with potted plants, pretty yard art or fresh flowers.
2) CUT AND…
Friday, July 10th, 2015 at 11:26am. 602 Views, 0 Comments.
Orange County Summer Concert Series
Whether you live in beautiful Orange County, California or are visiting this summer, outdoor concerts in the park are a favorite activity for all ages. Most concerts offer free admission but some do require tickets. Check the websites or call the listed phone numbers to check pricing and schedules as on occasion, they do change.
Where: Grand Park/Town Center Amphitheatre, Aliso Creek Road and Pacific Park Drive
When: 5:30pm to 7:30pm Sundays starting July 12
July 12: Common Sense - surf and reggae
July 26: Desperado - Eagles tribute band
August 9: Kelly Rae Band - pop and country
August 23: Flashback Heart Attack - 80's
August 30: Stone Soul - 60's,…
Wednesday, May 27th, 2015 at 10:03pm. 427 Views, 0 Comments.
Sunday, May 24th, 2015 at 2:20pm. 395 Views, 0 Comments.
"For Sale by Owner" - 7 Reasons It Could Cost You Money
Recently, I've noticed signs on a few homes that say "For Sale by Owner". Some of them go so far as to say, "Clients with Agents Need Not Call". When it comes to selling a home, some sellers want to forego utilizing a real estate agent in order to save money. They simply don't want to pay the commission - the sales fee split between the agent and the broker for assisting with the sale. However, what many people don't realize is that not working with an agent could end up costing them money. Unless you are already an agent or have years of experience buying and selling a home (and even then, I don't recommend it), selling a home without a real estate agent to assist you is definitely not…
Friday, May 15th, 2015 at 11:33pm. 437 Views, 0 Comments.
2015 Philharmonic House of Design
Please stop by and see the newest design work from John W Benecke Interiors now at the 2015 Philharmonic House of Design.
It is a beautiful home, with a pool overlooking the rolling hills, within the exclusive gated community of Shady Canyon. John has taken a very dark paneled room, which was used before as an office, and re-decorated it as The Salon. It is now a stunning sitting room; warm and intimate, and light! I have used a marvelous blend of antiques with contemporary furnishings and lighting. There is comfortable seating, a game table (a perfect area for working on puzzles!), and a wonderful collection of art/photography and creative accessories.
The House of Design is open through the month of May…
Sunday, May 3rd, 2015 at 1:49pm. 388 Views, 0 Comments.
The Grand Monarch, Dana Point - The Finest in Luxury Residences
Just when you thought the beautiful Orange County coastal community of Dana Point could not get any more picturesque or luxurious, William Lyon Signature Home presents one of its newest luxurious residential communities, The Grand Monarch.
The private gated community of The Grand Monarch, an exclusive 37 residences, is adjacent to the elegant St. Regis Monarch Beach resort, champion Monarch Beach golf course designed by Robert Trent Jones, Jr, and includes access to the premiere Monarch Bay Club which features a private bar, restaurant and personalized beach service.
Phase one of The Grand Monarch development is nearly sold out with only 1 residence remaining. Pre-sales…